Disability changes everything about daily life — and in Pakistan, it often changes the financial reality of an entire household overnight. A person who cannot work due to a physical or mental disability does not just face personal challenges. Their family absorbs those challenges too — reduced income, higher medical expenses, and the invisible cost of caregiving that falls on family members who could otherwise be earning. The 1312 Himmat Card 2026 was built with precisely this reality in mind — a quarterly cash transfer of PKR 10,500, delivered directly to eligible disabled persons across Punjab through a Bank of Punjab ATM card, with no middlemen, no office queues, and no deductions.
Previously known as the Khidmat Card, the scheme has been upgraded and rebranded under Chief Minister Maryam Nawaz Sharif as the Himmat Card — a name that translates roughly to “courage card,” reflecting the government’s stated intent to honor the resilience of persons living with disabilities rather than simply categorize them as welfare recipients. The upgrade brought with it stronger financial support, an improved digital registration system through the DPMIS portal, and expanded Phase 3 benefits including free assistive devices, transport concessions on Metro Bus and Orange Line, and vocational training access.
The 1312 Himmat Card 2026 is managed by the Social Welfare and Bait-ul-Maal Department of Punjab. Registration is free, the process is digital, and the payment arrives every quarter without you needing to visit any office to collect it. If you or someone in your family has a certified disability and has not yet registered — this guide walks through everything from eligibility to the step-by-step DPMIS registration process.
About the 1312 Himmat Card — Background
The Himmat Card program has been running for several years under different names, but the 2026 version represents the most comprehensive iteration to date. The scheme is administered through the Punjab Social Protection Authority (PSPA) in coordination with the Social Welfare and Bait-ul-Maal Department Punjab, with beneficiary verification handled through NADRA and the Disabled Persons Management Information System (DPMIS).
The scheme currently operates in Phase 3, which introduced what the government calls “Life Upgrade” benefits — going beyond cash assistance to provide assistive devices like wheelchairs, hearing aids, and white canes; transport concessions on public transit; healthcare priority at government hospitals; and skills training opportunities through TEVTA.
A deliberate and meaningful feature of the 1312 Himmat Card 2026 is its 30% quota reserved for women with disabilities. This ensures that female applicants are not crowded out by the larger pool of male applicants — a practical design choice that reflects how often disabled women in Pakistan are doubly excluded from welfare systems.
Key Features at a Glance
| Feature | Details |
|---|---|
| Scheme Name | CM Punjab Himmat Card (previously Khidmat Card) |
| Managed By | Social Welfare & Bait-ul-Maal Department Punjab / PSPA |
| Helpline | 1312 |
| Quarterly Payment | PKR 10,500 per quarter |
| Annual Total | PKR 42,000 per year |
| Payment Method | Bank of Punjab ATM Card / BOP branches |
| Women’s Quota | 30% reserved for women with disabilities |
| Registration Portal | dpmis.punjab.gov.pk |
| SMS Notifications | From 1312 or Bank of Punjab for each payment |
| Last Date | 10 August 2026 |
What You Actually Receive — Full Benefits Package
The 1312 Himmat Card 2026 is not just a cash transfer — Phase 3 has expanded it into a multi-benefit package:
Financial Assistance
PKR 10,500 every quarter — PKR 42,000 per year — deposited directly into your Himmat Card linked to your Bank of Punjab account. You receive an SMS from 1312 or BOP every time a payment is credited. No need to visit any office to collect — withdraw directly from any Bank of Punjab ATM.
Assistive Devices (Phase 3)
Eligible beneficiaries receive free assistive devices based on their disability type — wheelchairs for mobility-impaired persons, hearing aids for the hearing impaired, and white canes for visually impaired individuals. These are provided through the Social Welfare Department at no cost.
Transport Concessions
Free travel on Metro Bus and Orange Line Train in Lahore and other major cities where these services operate. This concession allows disabled persons to travel to medical appointments, government offices, or family visits without additional expense.
Healthcare Priority
Special concessions on medicines and priority treatment at government hospitals for registered Himmat Card holders. This benefit is particularly significant for persons whose disability requires ongoing medical management.
Skills Training
Registered Himmat Card beneficiaries are referred to vocational training programs through TEVTA to develop skills that enable partial or full economic independence — tailoring, computer skills, handicrafts, and other suitable trades based on the nature of the disability.
Eligibility Criteria
Who Qualifies for 1312 Himmat Card 2026
- Punjab resident — permanent residency in Punjab with a valid CNIC showing Punjab address
- Valid Disability Certificate — issued by the Social Welfare Department, Government of Punjab — this is the single most important document; without it, your application cannot proceed
- Work Status: Unfit for Work — the disability must be certified as rendering the person unfit for regular employment
- PMT Score 45 or below — your BISP Poverty Means Test score from the NSER/PSER database must be 45 or below, confirming household-level poverty
- Not employed — neither government nor private sector employment at the time of application
- Valid CNIC — not expired; an expired CNIC stops payments immediately
- 30% quota for women — female applicants with disabilities are given reserved seats
Who Does NOT Qualify
- Persons already receiving BISP, Zakat, or other PSPA financial assistance — dual enrollment in financial assistance programs is not permitted
- Persons who are employed in any government or private sector job
- Applicants without a valid disability certificate from the Social Welfare Department
- Persons with PMT score above 45
- Residents of provinces other than Punjab
- Applicants with expired CNIC
Required Documents
Before starting your registration on the DPMIS portal, gather these documents:
- Original CNIC — valid, not expired — front and back
- Disability Certificate — issued by Social Welfare Department Punjab — if you do not have one, visit your nearest District Social Welfare Office to get assessed and certified first
- PSER/NSER Survey Record — confirmation that your household is registered and your PMT score is within range
- Proof of residence — utility bill, domicile certificate, or similar document
- Active mobile number — registered in your name on NADRA records — used for all payment SMS notifications
- Recent passport-size photograph — clear, white background
How to Get a Disability Certificate (If You Don’t Have One)
This step is essential and must come before registration. Visit your nearest District Social Welfare Office with your CNIC and medical documentation of your disability. A medical board assessment will be conducted. Once certified, you will receive an official disability certificate that specifies your disability type and work status. This entire process is free.
How to Register — Step by Step
Option A — Online via DPMIS Portal (Recommended)
- Visit the official portal: https://dpmis.punjab.gov.pk
- Navigate to the Himmat Card Registration section
- Click “New Registration” or “Apply Online”
- Enter your 13-digit CNIC number — without dashes or spaces
- Enter your disability type from the dropdown menu
- Select your district and enter your Medical Board information
- Set a password for your account
- Enter your active mobile number and home address
- Upload required documents — disability certificate, CNIC copy, photograph
- Review all entered information carefully before submitting
- Click “Submit” — you will receive a confirmation SMS from 1312
- Note your Application Reference Number
Option B — Offline via District Social Welfare Office
- Visit your nearest District Social Welfare Office in Punjab
- Bring all original documents plus photocopies
- Staff will assist you in completing the registration form and uploading your details into the DPMIS system
- Biometric verification is conducted on-site
- You receive a reference slip after submission
Option C — PSER Survey Route
If you are already registered in the PSER Survey system, your disability data may already be in the pipeline. Visit the pser.punjab.gov.pk portal and check whether your household data includes your disability certification. If it does, your Himmat Card eligibility may be processable without a separate DPMIS registration — confirm with your District Social Welfare Office.
How to Check Your 1312 Himmat Card Status
Online:
Visit dpmis.punjab.gov.pk and enter your CNIC on the verification page to see your current application status — whether it is under review, approved, or requires additional information.
By Phone:
Call the dedicated helpline: 1312 — available during office hours for registration support, eligibility queries, and complaint resolution.
At BOP Branch:
Visit any Bank of Punjab branch with your CNIC to check your card status and payment history.
How to Collect Your Payment
Once your 1312 Himmat Card 2026 application is approved:
- You will receive an SMS from 1312 or Bank of Punjab confirming your approval and card details
- Visit your nearest Bank of Punjab branch to collect your Himmat Card (ATM card)
- Set your PIN and activate the card at the BOP branch
- Every quarter, PKR 10,500 is automatically loaded onto your card — you receive an SMS notification
- Withdraw from any Bank of Punjab ATM — no need to visit the branch every time
- You can also collect from PSPA payment collection points if ATM access is not available in your area
If your fingerprint fails at ATM: Visit the nearest Bank of Punjab branch for biometric update assistance — do not pay anyone to resolve this.
Common Problems and Solutions
Expired CNIC — payment stopped:
Renew your CNIC at any NADRA office immediately. After renewal, visit your nearest BOP branch for biometric verification (Proof of Life) so that payment restarts.
No Disability Certificate:
Visit your District Social Welfare Office for a medical board assessment — this is free and mandatory before any registration.
PMT Score too high:
Update your PSER/NSER household data at your nearest Tehsil Office. A fresh survey with accurate information can result in a revised PMT score.
Application rejected:
Check the rejection reason through the DPMIS portal or by calling 1312. Most rejections are due to documentation issues or duplicate enrollments in other programs — both are resolvable.
Important Terms and Conditions
- Registration is completely free — no fee to anyone at any stage
- One application per disabled person — duplicate applications result in automatic rejection
- Persons already receiving BISP, Zakat, or other PSPA cash assistance cannot simultaneously receive the Himmat Card
- Employment disqualifies you — if you find employment after receiving the card, you are required to report it and your eligibility will be reassessed
- Punjab Government reserves the right to expand, modify, or pause the scheme
- All official communications come through SMS code 1312 or Bank of Punjab — not from random mobile numbers
- Do not share your ATM PIN with anyone — Bank of Punjab will never ask for your PIN over the phone
Fraud Warning
The 1312 Himmat Card 2026 has unfortunately attracted fraudsters targeting vulnerable disabled persons. Protect yourself and your family:
- Registration is always free — no agent fee, no application charge
- Do not believe any message claiming to be from 1312 unless it matches the format of official BOP or PSPA notifications
- No one can guarantee your approval or speed up your application for a payment — anyone claiming this is running a scam
- Report fraud immediately to the 1312 helpline
Why the 1312 Himmat Card 2026 Matters
Living with a disability in Pakistan carries costs that most people never think about — medical equipment, specialized transport, home modifications, caregiver support, and the medications that keep manageable conditions from becoming crises. PKR 10,500 per quarter does not cover all of these costs. But it covers some of them, consistently, every three months, without requiring the recipient to beg, queue, or navigate a bureaucratic maze every time.
What genuinely stands out about the 1312 Himmat Card 2026 compared to previous versions of this program is the ATM-based payment system. For a person with a mobility disability, being able to send a family member to withdraw quarterly funds from a BOP ATM — rather than attending a distribution camp in person — is a real, practical difference that improves daily life in a way that numbers alone cannot capture.
The 30% women’s quota also deserves honest recognition. Disabled women in Pakistan face overlapping barriers — gender discrimination, social isolation, and disability stigma simultaneously. A reserved quota that ensures they receive a proportionate share of the scheme’s benefits without competing head-to-head with the full applicant pool is exactly the kind of design thinking that welfare programs in Pakistan rarely demonstrate. This scheme gets it right.
If you know a person with a disability in your family, neighborhood, or community who has never registered — help them get their disability certificate first. That single document is the gateway to this scheme and many others. Once certified, the DPMIS registration takes less than 20 minutes online.
Contact Information
- Helpline: 1312 (during office hours)
- DPMIS Registration Portal: https://dpmis.punjab.gov.pk
- PSER Portal: https://pser.punjab.gov.pk
- Punjab Government: www.punjab.gov.pk
- Bank of Punjab (Payment): www.bop.com.pk
- District Social Welfare Office: Visit nearest office in your district
- Pak Public Portal: https://pakpublicportal.com/
Frequently Asked Questions (FAQ)
1. What is the 1312 Himmat Card 2026 and who launched it?
The 1312 Himmat Card 2026 is a Punjab Government welfare initiative managed by the Social Welfare and Bait-ul-Maal Department and PSPA, launched under Chief Minister Maryam Nawaz Sharif. It provides PKR 10,500 every quarter — PKR 42,000 per year — to certified persons with disabilities in Punjab who are unable to work. The 1312 Himmat Card 2026 was previously known as the Khidmat Card and has been upgraded in Phase 3 to include free assistive devices, transport concessions, and vocational training alongside the quarterly cash payment.
2. What is the last date to apply for the 1312 Himmat Card 2026?
The last date to submit your registration for the 1312 Himmat Card 2026 is 10 August 2026. Both online registrations through dpmis.punjab.gov.pk and in-person registrations at District Social Welfare Offices must be completed before this date. Since disability certificate verification can take additional time, start the process well before the deadline.
3. How much money does the 1312 Himmat Card 2026 provide?
The 1312 Himmat Card 2026 provides PKR 10,500 every three months — meaning four payments per year totaling PKR 42,000 annually. Each payment is automatically loaded onto your Bank of Punjab ATM card every quarter. You receive an SMS notification from 1312 or BOP each time your card is topped up, and you can withdraw the full amount from any BOP ATM at your convenience.
4. Do I need a disability certificate to apply for the 1312 Himmat Card 2026?
Yes — a valid disability certificate issued by the Social Welfare Department of Punjab is the most critical document for the 1312 Himmat Card 2026. Without it, your application cannot be processed regardless of your actual disability status. If you do not have one, visit your nearest District Social Welfare Office for a free medical board assessment. Once certified, your certificate specifies your disability type and confirms your work status as “unfit for work,” which is required for eligibility.
5. What is the PMT score requirement for the 1312 Himmat Card 2026?
Your Poverty Means Test score from the BISP/PSER database must be 45 or below to qualify for the 1312 Himmat Card 2026. This score is calculated based on your household’s income, assets, living conditions, and family composition from your NSER or PSER survey data. If your PMT score is above 45, you can request a fresh PSER survey at your nearest Tehsil Office with updated household information to get a revised score.
6. Can I receive both the 1312 Himmat Card 2026 and BISP at the same time?
No. The 1312 Himmat Card 2026 explicitly excludes persons who are already receiving BISP, Zakat, or other PSPA cash assistance programs. This is a deliberate policy to distribute limited welfare resources across as many deserving households as possible rather than concentrating multiple benefits in the same family. If you are currently receiving BISP Kafaalat and wish to switch to the Himmat Card, discuss this with your District Social Welfare Office before applying.
7. How do I register for the 1312 Himmat Card 2026 online?
Visit the official DPMIS portal at dpmis.punjab.gov.pk, navigate to the Himmat Card Registration section, and fill in your CNIC, disability type, district, medical board details, and contact information. Upload your disability certificate and CNIC copy, then submit. You will receive a confirmation SMS from 1312. You can also register in person at your nearest District Social Welfare Office if online access is not available to you.
8. What extra benefits come with the 1312 Himmat Card 2026 in Phase 3?
Beyond the quarterly PKR 10,500 payment, the 1312 Himmat Card 2026 Phase 3 provides free assistive devices such as wheelchairs, hearing aids, and white canes based on disability type; free travel on Metro Bus and Orange Line Train in major cities; priority treatment and medicine concessions at government hospitals; and referral to TEVTA vocational training programs for skills development. These additional benefits are provided through the Social Welfare Department without any separate application required.
9. Is there a women’s quota in the 1312 Himmat Card 2026?
Yes — a 30% quota is specifically reserved for women with disabilities under the 1312 Himmat Card 2026. This means female applicants compete in a separate reserved pool rather than against the full applicant base, significantly improving their chances of selection. This quota reflects the Punjab Government’s recognition that disabled women face multiple overlapping barriers and need specific structural support to benefit equally from welfare programs.
10. What happens if my CNIC expires after I start receiving the 1312 Himmat Card 2026?
If your CNIC expires, your 1312 Himmat Card 2026 payment stops automatically. Renew your CNIC at any NADRA office as quickly as possible. After renewal, visit your nearest Bank of Punjab branch with your new CNIC for biometric verification — also called Proof of Life — so that your payment cycle can restart. Do not delay CNIC renewal as each missed quarter means a permanently lost payment.
11. How do I check my 1312 Himmat Card 2026 application status?
Log in to the DPMIS portal at dpmis.punjab.gov.pk and enter your CNIC on the verification page to see your real-time application status. You can also call the 1312 helpline during office hours for status updates. Once approved, Bank of Punjab will send you an SMS with your card collection instructions. Visit any BOP branch with your CNIC to collect your ATM card.
12. Is the 1312 Himmat Card 2026 registration free?
Absolutely yes — registration for the 1312 Himmat Card 2026 is completely free at every stage. No application fee, no agent commission, no disability certificate fee. The Government of Punjab has specifically stated that no charge should be paid to anyone for registration, processing, or card collection. If anyone asks for money at any point in this process, report them immediately to the 1312 helpline. Even getting your disability certificate from the Social Welfare Department is a free service.
Disclaimer
All information published on Pak Public Portal regarding the 1312 Himmat Card 2026 has been compiled from official Government of Punjab sources, the DPMIS portal, PSPA announcements, and publicly available research for the benefit of our readers. Pak Public Portal is an independent information platform with no affiliation with the Government of Punjab, Social Welfare Department, PSPA, Bank of Punjab, or any related authority. Payment amounts, eligibility criteria, registration processes, and scheme terms are subject to change at the Punjab Government’s discretion at any time. Readers are strongly advised to verify all current details at the official portal dpmis.punjab.gov.pk or by calling 1312 before applying. Pak Public Portal bears no responsibility for any discrepancy between the information published here and actual scheme terms.