Housing Finance Institution Jobs 2026
When I saw this job ad from A.F. Ferguson & Co which’s part of the PwC network I knew it was something special. They are looking for people to fill three jobs in finance and risk management for a company that helps people buy homes. If you work with money, security or making sure companies follow the rules this is a chance for you.
These jobs are important and hard to get. You need to have a lot of experience to apply.. If you have the right background you should try to apply before the deadline on 5 July 2026.
I will tell you everything about these jobs so you can decide if you want to apply and make your application the best it can be. I will give you all the details about the A.F. Ferguson & Co jobs so you can make a decision, about applying for the A.F. Ferguson & Co jobs.
About the Company That Is Hiring
The company that is handling the hiring is A.F. Ferguson & Co. This is a name in Pakistan when it comes to professional services. A.F. Ferguson & Co is a part of PricewaterhouseCoopers International Limited, which’s one of the biggest accounting and advisory firms in the world. When a company like this is in charge of hiring it means two things: the hiring process will be very tough and the company they are hiring for is very serious about getting people.
The company they are hiring for is a financial institution that helps people in Pakistan buy homes. This is an important part of Pakistans financial services industry especially since the government wants to make sure everyone has a home they can afford. If you work in this field you will be doing something that’s important for the country and for peoples lives.
The jobs are in Karachi. Are only for a certain amount of time but they might be extended. The pay is good which is what you would expect from a company like A.F. Ferguson & Co and a big financial institution. The jobs are for people with a lot of experience. The pay will be similar, to what other companies are offering.
Vacancy Details Table
| Sr # | Post | Qualification | Experience | Posts |
|---|---|---|---|---|
| 01 | Risk Manager – Information Security | Masters/Bachelor’s (16 years education) in Business Administration (IS), Computer Science or related field. CISSP, CISM, CEH, or ISO 27001 certifications encouraged | Minimum 3 years post-qualification in information security or cybersecurity, preferably in fintech, digital banking, or regulated financial institutions | Not Specified |
| 02 | Manager – IFRS 9 | Member of accounting certification body + Masters/Bachelor’s (16 years education) in Business Administration, Actuarial Sciences, Data Sciences, or Economics | Minimum 3 years post-qualification in financial risk modeling with specific IFRS 9 implementation and reporting experience | Not Specified |
| 03 | Assistant Manager / Manager – Risk Review / Risk Modeler | Masters/Bachelor’s (16 years education) in Actuarial Science, Data Science, Statistics, Finance, Economics, or Mathematics. CFA/FRM preferred | Minimum 3 years post-qualification in financial risk modeling, including credit, market, and operational risk model development | Not Specified |
Job Details at a Glance
| Detail | Information |
|---|---|
| Job Type | Contractual (extendable based on performance) |
| Organization | Leading Housing Finance Institution |
| Recruiter | A.F. Ferguson & Co. (PwC Pakistan) |
| Location | Karachi |
| Salary | Competitive Remuneration Package |
| Maximum Age | Up to 40 Years |
| Last Date to Apply | 05 July 2026 |
Eligibility Criteria
Post 1 — Risk Manager, Information Security
Education: Candidates should hold a Master’s or Bachelor’s degree (16 years of education) in Business Administration, with a concentration in Information Systems, Computer Science, or a related field, from an HEC-recognized institution. Certifications like CISSP, CISM, CEH, or ISO 27001 Lead Implementer/Auditor aren’t required, but they’ll noticeably strengthen your application.
Experience: At least 3 years of post-qualification experience in information security or cybersecurity is required. What matters just as much as the years, though, is where that experience came from — candidates with a background in fintech, digital banking, or other regulated financial institutions will have a clear advantage. If your exposure has mostly been in telecom or general IT rather than BFSI, your application may not stand out as much next to someone with direct sector experience.
Post 2 — Manager, IFRS 9
Education: You’ll need membership in a recognized accounting body — ACCA, CA, CMA, or something equivalent — along with a Master’s or Bachelor’s degree (16 years of education) in Business Administration, Actuarial Sciences, Data Sciences, or Economics from an HEC-recognized institution.
Experience: A minimum of 3 years working in financial risk modeling is expected, but it has to be specifically related to IFRS 9 implementation and reporting. For context, IFRS 9 is the international standard that governs how financial instruments are reported, including expected credit loss modeling and loan classification. It’s a fairly specialized skill, and honestly, if you’ve worked with it before, you already know how hard it is to find people with this exact expertise in Pakistan’s banking sector.
Post 3 — Assistant Manager / Manager, Risk Review / Risk Modeler
Education: A Master’s or Bachelor’s degree (16 years of education) in a quantitative field is required — Actuarial Science, Data Science, Statistics, Finance, Economics, or Mathematics, from an HEC-recognized institution. Candidates who hold a CFA or FRM will be given preference.
Experience: At least 3 years of post-qualification experience in financial risk modeling is needed, along with practical, hands-on work building credit risk, market risk, and operational risk models. If your background includes scorecard development, PD/LGD/EAD frameworks, or stress testing models, this role fits your profile almost exactly.
General Eligibility (All Posts)
- Maximum Age: 40 years as of the closing date — 05 July 2026
- Location: Must be available to work in Karachi
- Eligibility criteria may be relaxed for candidates who demonstrate exceptional qualification or experience — so even if you’re slightly outside one criterion, a strong overall profile is still worth submitting
- Only shortlisted candidates will be contacted for interviews
How to Apply — Step by Step
- Visit the official recruitment portal: Go to https://www.affco.com.pk/Recruitment on your browser
- Browse the available positions — you’ll find detailed job descriptions for all three roles listed above
- Read the full job description carefully for the role you’re applying to before beginning your application
- Create your profile or log in if the portal requires registration
- Fill in all required fields — personal information, education, professional experience, certifications
- Upload your updated CV along with any supporting documents (degree certificates, experience letters, certification copies)
- Review your application carefully before hitting submit — once submitted, changes may not be possible
- Submit before 05 July 2026 — the portal closes on this date and late applications will not be accepted
- Keep your phone and email active — shortlisted candidates will be contacted directly by A.F. Ferguson & Co.
Terms and Conditions
- We want to make it clear that all jobs are on a contract basis. This means that how well you do your job and what the company decides will determine if your contract gets extended. So you should be okay with working on a contract.
- These jobs are only in Karachi. You have to be in person to work. We do not offer jobs where you can work from home or have a mix of both.
- To apply for these jobs you should be 40 years old or younger when the application deadline ends. This is a rule. However there might be some exceptions if you qualify for consideration.
- We will only call the people we think are a fit for an interview. If you do not hear from us after the application deadline it probably means you were not selected.
- A.F. Ferguson & Co. Is helping us find the people for these jobs. They will handle all the communication so you should talk to them through their website.
- Normally we do not pay for your travel or other expenses when you come for an interview. This is how we do things.
- If you give us information you will be disqualified right away. This can happen at any point in the process.
- A.F. Ferguson & Co. Is handling the recruitment, for their client. So all your communication should go through their recruitment portal.
- Note that we do not usually give any money for travel or other things when you come to visit us for an interview.
- Also remember that giving information will get you disqualified from the process at any time.
Why You Should Apply
Let me give you my honest take here. Jobs recruited through PwC-affiliated firms don’t come around often, and when they do, they tend to attract serious, experienced candidates. That might sound intimidating — but it also means that if you’re genuinely qualified, you’re competing with real peers rather than a flood of mismatched applicants.
For professionals in information security, IFRS 9 compliance, or quantitative risk modeling — these three roles represent some of the most well-defined, high-value openings I’ve seen in Pakistan’s financial sector recently. The housing finance industry is growing, the regulatory environment around financial risk is tightening, and organizations in this space need exactly the kind of talent being advertised here.
The contractual nature of the roles is not a red flag — many of Pakistan’s most competitive professional positions are structured this way, and extension based on performance is standard. The competitive remuneration package, the PwC recruitment process, and the institutional backing of the employer all point toward a workplace that takes its professionals seriously.
If your CGPA is strong, your certifications are current, and your experience matches — do not let this one slip by. Apply today.
Contact Information
Recruiter: A.F. Ferguson & Co. (Member firm of PwC network)
Application Portal: https://www.affco.com.pk/Recruitment
Employer Location: Karachi, Pakistan
Last Date: 05 July 2026
Nature of Positions: Contractual
Frequently Asked Questions (FAQ)
1. Last date to apply for these roles?
05 July 2026 is the deadline. Honestly though, try not to leave it till the final hours — portals tend to lag right when everyone rushes in together, and that’s a rough way to lose a shot at a good job.
2. Wait, who’s actually hiring — A.F. Ferguson or the bank itself?
A.F. Ferguson & Co. (PwC Pakistan) is only running the recruitment process here, on behalf of a housing finance institution. So once hired, your employer would technically be that institution, not A.F. Ferguson.
3. Government job or private?
Private. It’s just that a PwC member firm — A.F. Ferguson & Co. — is handling the hiring side of things professionally, which is fairly common practice for larger financial-sector roles.
4. Can I apply to more than one post at once?
Nothing in the ad says you can’t. That said, if you genuinely qualify for two roles, send separate, tailored CVs for each — recruiters can usually tell when someone’s copy-pasted the same resume across multiple applications, and it rarely lands well.
5. Will there be a written test, or just an interview?
The ad only confirms interviews for shortlisted candidates. It doesn’t rule out a technical test either — so it’s smart to prepare for both rather than assume it’s interview-only.
6. What’s the deal with “contractual subject to extension”?
Basically, you start on a fixed-term contract. If things go well — your performance, the organization’s ongoing need — that contract often gets renewed or extended. A lot of people in Pakistan’s financial sector have built entire careers this way.
7. I’m ACCA-certified — does that count as a recognized accounting body membership for the IFRS 9 post?
Yes, ACCA counts. So do CA (ICAP), CMA, and similar recognized qualifications. Just make sure your membership status is active and current at the time you apply, not lapsed.
8. My background’s in general banking, not fintech specifically — am I still in the running for the Information Security role?
The ad lists fintech or digital banking as “preferred,” not mandatory. Traditional commercial banking experience within a regulated institution still counts for something. It really comes down to how the rest of your profile holds up.
9. Age limit says 40 — do I need to be under 40 by the deadline itself?
Correct — you need to be 40 or younger as of 05 July 2026. Turn 41 before then, and technically you’re past the cutoff, though there’s a relaxation clause that might apply if your experience is strong enough.
10. Is there room to negotiate salary?
The ad just says “competitive remuneration package,” no numbers attached. That conversation usually happens later, once an offer’s on the table. Given PwC’s involvement and how senior these roles are, expect something in line with what experienced finance professionals typically get.
11. I’m not based in Karachi — can I still apply?
The roles themselves are Karachi-based. Nothing stops you from applying if you’re open to relocating, but be honest about that upfront, and make sure you’re actually prepared to make the move if it comes to that.
12. How do I find out if I got shortlisted?
A.F. Ferguson & Co. reaches out directly using whatever contact details you submitted. Worth keeping your phone and inbox checked after the deadline — and don’t forget to glance at your spam folder too
Disclaimer
Pak Public Portal is sharing this advertisement purely to help job seekers across Pakistan come across genuine opportunities. Everything mentioned here — eligibility, deadlines, the application process — has been pulled directly from the original posting put out by A.F. Ferguson & Co. That said, it’s always worth double-checking these details yourself before applying, either through their official portal at https://www.affco.com.pk/Recruitment or by reaching out to A.F. Ferguson & Co. directly.
We can’t take responsibility if something changes on their end, if there’s an error somewhere, or if a position ends up getting cancelled — that’s simply beyond our control. One more thing worth repeating: sharing job listings here has never cost anyone a rupee, and it never will. So if someone ever approaches you asking for money in exchange for “helping” you land one of these jobs, that’s not us, and it’s not legitimate — steer clear.
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